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Those looking to make a real estate purchase might not apply for a mortgage because they think they need a 20% down payment. That is simply not the case today. There are numerous programs now that make no-down- payment mortgages available.

One can visit the following site to see what “zero-down” mortgage programs are available.

http://www.bankrate.com/finance/mortgages/4-mortgages- that- require-little- money-down- 1.aspx

The VA has a zero-down- payment program available. So, too, does the country’s largest credit union, Navy Federal Credit Union.

The U.S. Department of Agriculture also has a zero-down- payment mortgage and these are not confined to agricultural property.

Finally, be aware that the Federal Housing Administration (FHA) has a 3.5%-down- payment mortgage available for people with “imperfect” credit.

So, don’t let down payment considerations stop you from seeing what is available for your potential home purchase.

Give us a call and we can show you homes that just might fit your dreams, and let you know what the payments would be.